*Loan approval and amounts are based on minimum income amounts, other credit criteria, and verification of the information you provide during the application process. If the application is received and the information is verified and approved by 5:00 p.m. CST, you will generally receive an ACH deposit on the next business day. The approval process occurs on Tribal land and may require further verification.
Annual Percentage Rate (APR) may vary based on when your first payment is scheduled, pay frequency, total loan duration, and the amount funded. Your payment schedule will be included in the Truth in Lending Act (TILA) section of your Loan Agreement. You can reduce finance charges by paying more than your minimum scheduled amounts. There are no prepayment penalties. Typical installment loan APR Range based on an initial payment scheduled 21 days from the effective date of the loan and all payments thereafter being every 14 days: 780.03% - 788.62%. Click Rates to view our loan and APR calculator and payment schedules.
Failure to make timely payments may result in non-sufficient funds (NSF) and/or other late fees as allowable under Tribal law. If you default on your loan, it may be turned over to a third party collection agency, which could have a negative impact on your credit score. This is an installment loan product, therefore, loans do not automatically renew.
Testimonials are based on the experience of a few people. Your results may vary.
Consumer Notice: Castle Payday should be used for short-term financial needs only, not as a long-term financial solution. Individuals with credit difficulties should seek credit counseling.